RepayMemo Privacy Policy

Last updated: April 2, 2026

Introduction

This privacy policy applies to the RepayMemo app. RepayMemo is designed to work without an account and keeps your loan projects, repayment states, and preferences on your device. When iCloud is available, the app can also sync this data through your private iCloud account.

Data Collection

RepayMemo does not collect analytics, personal information, account data, or usage data. We do not run ads or embed tracking SDKs.

Local and iCloud Storage

Your loan projects, repayment plans, bill status updates, language preference, appearance preference, text size preference, and reminder preference are stored locally on your device. When iCloud is available, the app may also sync this data through Apple CloudKit in your private iCloud account so the same data can appear on your own Apple devices.

Permissions

  • Notifications: used only to send an optional local daily reminder.

Data Sharing

RepayMemo does not sell, transmit, or share your app data with AnyMK or third parties. Private iCloud sync is handled by Apple on your behalf within your own iCloud account.

Children

RepayMemo is intended for general audiences and does not knowingly collect personal information from children.

Changes to This Policy

If we make material changes to how RepayMemo handles data, we will update this page and revise the “Last updated” date.

Contact Us

If you have questions about this privacy policy, please contact us at:

Email: privacy@anymk.app
Support: support@anymk.app